Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Insurance coverage is a much wider ...

Discover how named perils insurance coverage protects your property against specific hazards or events and when to consider it over comprehensive policies.

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

Allstate earns praise for its widespread availability and numerous money-saving benefits, including a 25% bundling discount — one of the largest in the industry. We also like that Allstate has a ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

If you're shopping for car insurance, you might have come across the term "full coverage" and wondered what it meant. Full coverage is a broad umbrella phrase referring to a policy that bundles ...

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

State Farm’s default coverage is more generous than Allstate’s, but Allstate offers more discounts. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Allstate earned only 2.6 out of 5 stars in our analysis of car insurance companies. Its rates are some of the highest in our analysis but it offers a long list of discounts. Allstate offers some ...