You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

Building and maintaining good credit is hard work. But that hard work can pay off. A strong credit score can help you qualify for lower rates on loans or the best rewards credit cards, and it can even ...

CheapInsurance.com examines how an applicant's financial profile intersects with their driving profile in determining auto insurance rates. Most drivers know that factors like driving record, vehicle ...

In most states, drivers with good credit generally get better auto insurance rates than those with poor or average credit scores. While people with excellent scores tend to get the best rates, having ...