It feels harmless. A coffee clears before your paycheck. You dip negative by a dollar. No big deal. Behind the scenes, banks treat that $1 exactly the same as a $100 mistake. And the consequences add ...

A Consumer Financial Protection Bureau rule to cap overdraft fees was overturned by Congress. Overdraft fees can range from $25 to $35 and disproportionately affect struggling consumers. Some ...

Key insight: Certain large U.S. banks reported an uptick in overdraft-related revenue during the first three quarters of 2025. What's at stake: Though the increases coincide with the Trump ...