The Hartford is a leader in casualty and property insurance. The company uses a quote-based pricing scheme to offer insurance in 2 main segments: commercial and personal lines. Its commercial segment ...

Bobby L. Hickman is a longtime business and financial journalist who brings decades of experience in insurance and financial services to his editor role at Investopedia. He has worked with insurance ...

“Increasing claims costs, evolving litigation trends, and tightening capacity have created significant challenges for habitational property owners,” said Rajiv Matta, Chief Innovation Officer of MGA ...

Small businesses run on tight budgets and it’s important to know where every dollar goes. But some costs cannot be anticipated, so it’s important to protect your business. General liability insurance ...

Nearly all businesses purchase commercial general liability (CGL) insurance. Many lawsuits trigger Coverage A of the CGL insurance policy form, which insures liability for bodily injury and property ...

On 30 November 2023, Illinois joined 1 the majority of states that recognize that commercial general liability (CGL) insurance covers damage to one part of a construction project caused by ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance ...

On June 29, 2020, the Michigan Supreme Court ruled that a subcontractor’s commercial general liability (CGL) insurance policy may provide a contractor listed as an additional insured on the CGL policy ...