A year after CBS News California Investigates exposed concerning secrecy within the California FAIR Plan, state Insurance Commissioner Ricardo Lara is making good on his promise to change state law.

The night the Palisades Fire swept over the ridgeline, residents felt the heat before they saw the flames. Within minutes, entire neighborhoods vanished, and by morning, thousands of homes were lost.

Those who didn’t sign up for coverage during open enrollment can still get health insurance during Covered California’s ...