If you've had banking problems, ChexSystems will alert other banks about them for up to five years. Opening new accounts could be tough. Prepaid cards or second-chance checking could help.

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Have you ever overdrafted your checking account or accidentally bounced a check? If so, a record of the mishap could be following you around. When you have a problem managing a bank account, your bank ...

ChexSystems is a consumer reporting agency that runs reports on your savings and checking account history. It is commonly used by banks and credit unions to screen applicants before approving new ...

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If you've ever been denied a bank account, it is likely because of negative actions in your ChexSystems report. ChexSystems is a consumer reporting agency that collects information on the opening and ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. If your application to open a bank account was denied, you might want to check your ChexSystems report, which is a record of your ...