“Compound interest is the eighth wonder of the world. He who understands it earns it; he who doesn't, pays it.” – Albert Einstein[1] The idea of growing your money on top of interest already earned ...

Are you looking for an effective way to manage your retirement income? If so, then you may want to consider an annuity. Why? It will provide regular and guaranteed payments, similar to those from a ...

When you’re considering buying into an annuity, it’s natural to wonder what kinds of returns they typically attain. The rate of return is an important factor in the growth of their portfolio and how ...

Many variable annuity skeptics are taking a second look at these complex insurance-investment hybrids that hold your money in a mutual fund look-alike, have a life insurance death benefit and offer ...

In the world of finance, an annuity is a contract between you and a life insurance company in which you give the company a lump sum or series of payments, and in return, the insurer promises to ...

Conventional wisdom says that the sooner you start saving and planning for retirement, the better. And that totally makes sense. Thanks to compound interest, the earlier you start stashing away money, ...

Interest rates dominate charitable gift planning. In particular, high interest rates and high inflation create a bias against fixed-payment “life income” gift plans, such as the charitable remainder ...