We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

When a debt collector reaches out, it can be unsettling, even if you knew that you'd defaulted on your obligations and were expecting the call. Between the pressure to pay, the perceived urgency of ...

As 2025 winds down, many households are feeling the effects of another expensive year. Credit card APRs remain firmly above 22% on average, and the holiday spending season is already pushing balances ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Credit card debt has become a pervasive financial challenge ...

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

One of the best ways to pay off credit card debt (and other debts) faster is to pay more than you have to each month — even ...

LINCOLN - Chase Bank USA N.A. and Chase Bankcard Services Inc. will reform its unlawful credit card debt collection practices through a $136 million joint state-federal settlement with Nebraska ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Five years ago, I faced a daunting challenge: nearly $30,000 in credit card debt. My situation wasn’t the result of reckless spending. Instead, it was a matter of trying to keep my head above water as ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

The statute of limitations varies from state to state and is the law that limits the amount of time in which debt collectors can sue you for unpaid debt. You aren't legally required to repay debt that ...

It's that time of year when credit-card balances start climbing. Here are some tips for managing and paying off your debt in ...