In the course of nearly 30 years of collecting data about consumer spending patterns, Experian plc has amassed detailed information on more than 1 billion people and 25 million U.S. businesses. As one ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

NEW YORK--(BUSINESS WIRE)--Bloom Credit, the leading API platform modernizing the access, reporting, and expansion of credit data, announced today a strategic partnership with next-generation, risk ...

Forbes contributors publish independent expert analyses and insights. Gary Drenik is a writer covering AI, analytics and innovation. Recent economic and regulatory changes and shifts in consumer ...

You'd think the credit data market would be fairly predictable by now. But if there's one thing we've learned from working in credit risk for the last 30 years, change is constant. While some ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

SAN FRANCISCO--(BUSINESS WIRE)--Pentadata Inc. today announced a strategic partnership with Esusu that brings rental payment data directly into the mainstream of credit underwriting and financial ...

This week, LexisNexis Risk Solutions unveiled the findings of its inaugural Global Consumer Lending Confidence Report. The study, conducted by Datos Insights, reveals that as visibility into consumer ...

Pagaya’s AI underwriting flywheel drives structural profitability and sustainable cash flow growth beyond traditional credit cycles. Revenue reached $1.15 billion with EBITDA of $193 million, ...