Modern credit risk management now leans significantly on predictive modelling, moving far beyond traditional approaches. As lending practices grow increasingly intricate, companies that adopt advanced ...

Pagaya partners with lenders to underwrite some of the loans they don't want on their balance sheet. While PGY sells these loans, they keep some on their balance sheet. These loans, held for ...

Krishnam Narsepalle argues traditional credit systems must evolve into event-driven architectures for real-time risk ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. This partnership will enable UK lenders to easily integrate Open Banking ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

A visionary business analyst and product owner with 18 years of proven track record in driving industry-transforming financial solutions in the UK, Olubunmi Martins-Afolabi possesses exceptional ...