There's also a customer cost. More data often means more friction: extra verification steps, repeated identity checks, longer ...

The semiconductor industry is poised for strong growth, driven by AI, autonomous driving, IoT, and 5G, despite supply chain and geopolitical challenges. Intel struggles with AI and cloud computing ...

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...

Tala execs say proprietary data and adaptive underwriting could unlock lending for entrepreneurs shut out of traditional finance.

Traditional credit scoring methods often exclude consumers who lack formal credit histories, leaving a significant portion of the market underserved. In the U.S., 28 million adult Americans are credit ...

The key function of banks in the real world is endogenously creating (inside) money. But they do so facing solvency, liquidity and maturity risks and being subject to regulatory and demand constraints ...

Semi-Markov processes extend traditional Markov models by explicitly accounting for the time spent in each state before transitioning. This added temporal dimension is particularly valuable in credit ...

Modern credit risk management now leans significantly on predictive modelling, moving far beyond traditional approaches. As lending practices grow increasingly intricate, companies that adopt advanced ...

The technical assistance aimed to enhance the Financial Stability Report (FSR) of the Central Bank of Curaçao and Sint Maarten. It reviewed the 2023 FSR and discussed the report's composition and the ...

More than a year and a half after its implementation, BACEN Resolution 229 continues to shape credit risk calculations and DLO (Demonstrativo de Limites Operacionais) reporting in Brazil. Introduced ...

CARY, N.C., Oct. 16, 2025 /PRNewswire/ -- Chartis Research has named SAS a Category Leader in seven separate sectors of the credit risk management market, as detailed in its Credit Risk Management ...