The five Cs of credit are character, capacity, collateral, capital, and conditions. They're important because lenders use them to set loan rates and terms.

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

TransUnion’s new TruVision Trended Risk Score expands lenders’ insights into consumers who may not otherwise be scoreable, helping increase financial inclusion. The solution is Canada’s only credit ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

As credit access expands in 2026, everyday borrowing decisions will play a decisive role in long-term financial stability.

Buy Now, Pay Later (BNPL) schemes can affect credit risk scores and loan qualifications, Federation of Malaysian Consumers ...

NAIROBI, Kenya--(BUSINESS WIRE)-- TransUnion Kenya, a global information and insights company, and global analytics software leader FICO are leading the charge in transforming the country’s financial ...