Disability insurance should be a key part of your overall financial planning. Insurance is designed to cover losses that are too big to cover with your own out-of-pocket funds. Life insurance provides ...

The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

Companies can plan for assuming the risks from failed business strategies, non-payment from customers or poor management decisions, but they can't plan for assuming the costs of natural disasters, ...