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A typical homeowners insurance package features four types of coverage: dwelling, personal property, loss of use and personal liability. While this is the basic structure of every homeowners insurance ...

Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Homeowners insurance pays for damage or loss due to a covered event, but it doesn’t cover everything. Plumbing damage is only covered in specific situations. Here is when home insurance kicks in for ...