Home insurance costs are rising because disaster costs have risen. It is shaping up to be the next housing-affordability shock, Jonathan Crystal writes in a guest commentary.

Insurance prices spike with severe weather forecasts and plummet after storm season ends—shopping in early spring could ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

Home insurance premiums are rising sharply, mainly due to increased climate-related disasters and location risk. Experts advise proactive management: insure replacement cost, avoid small claims, and ...

Some of the country's highest home insurance prices are in the central U.S., a region generally considered to be protected from climate-driven disasters such as wildfires and hurricanes. The storm ...

If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

If you're a Florida homeowner, there are likely two main things top-of-mind for you during the fall months: home insurance prices and hurricanes. Florida's home insurance market is slowly stabilizing ...