With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Homeowners across the country face a tough reality. Home insurance rates continue to climb faster than ever before. This is especially true in disaster-prone areas. As a result, many homeowners are ...

For many, this is a moment of dread, a time when a seemingly simple piece of paper reveals a price hike that feels like a punch to the wallet. But what if someone told you the end of the year isn’t ...