Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

When it comes to borrowing money right now, homeowners have it pretty good. That's because home equity loans and home equity lines of credit (HELOCs) — which are loans that use your home's equity as ...

While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people build equity as they pay down their mortgage and property values rise.

The main alternative to a no-appraisal home equity lender is one that requires a full appraisal. This can extend the time required to process your loan and incur additional costs. Appraisal fees vary ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you’ve been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The average HELOC rate declined from 8.27% to 8.26% while the median ...

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...