Discover how insurance risk classes determine premium costs and risk assessments, impacting your insurance rates based on health, lifestyle, and more.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Class 1 insurance covers an individual occupying an owned vehicle, an individual occupying a ...

09:06, Mon, Mar 26, 2018 Updated: 09:06, Mon, Mar 26, 2018 Ignoring what class your car is covered for, or simply being unaware of what they are, could see your premium invalidated. This is an unusual ...