Learn how a waiver of coinsurance clause in insurance policies can eliminate part of your claim payment obligation under some conditions, and understand its implications.

We don't usually think of Santa when we shop for life insurance, but may find ourselves confronted with myriad clauses included in the applications' finer print. Historically, these clauses have ...

Discover how civil authority clauses in insurance policies protect businesses from income loss when government actions restrict property access due to disasters.

Col Fullagar takes a look at insurance clauses and explains why insurers need to offer greater clarity to customers. The catch-cry of too many an insurance client is “the big print giveth and the ...

New Delhi, Feb 26 () In a significant judgement, the Delhi High Court today directed the Insurance Regulatory Development Authority of India (IRDA) to have a re-look at the exclusion clauses in the ...

Most insurance policyholders believe that once they are admitted to a hospital, the insurer will pay the bills. However, health insurance policy documents often include a “reasonable and customary" ...

Insurance companies side step all avoidable risks through restrictive and exclusion clauses in a policy. The suicide clause is a good example of a restrictive clause. Generally, a suicide clause ...

GRAND RAPIDS, Mich. (WOOD) — Protecting your family on the road is about more than seat belts and safe driving. It’s also critical that you understand your auto insurance policy, especially if you ...

A new insurance clause is being touted by the coal seam gas industry as a solution to uncertainty about risk and liability, but landholders and lawyers say farmers are still worse off. GasFields ...