Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Les Masterson is a deputy editor and insurance ...

Permanent life insurance can allow you to continue to support your family members and ensure that they are financially protected after you pass away. This is a life insurance policy that never expires ...

Term life insurance is a relatively inexpensive way to provide money for your family if you die. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Whole life insurance combines permanent life insurance with guaranteed investment growth. But it’s pricey. Many, or all, of the products featured on this page are from our advertising partners who ...

The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Universal life insurance (UL) is a type of permanent ...

Valuable papers insurance offers protection for vital documents, such as wills and trusts, by reimbursing their monetary value if lost or destroyed. Explore the coverage it provides.

Life insurance can be a valuable addition to your estate plan if you’re interested in leaving a death benefit behind for your loved ones. Some life insurance policies also offer the opportunity to ...

As a business professional, you’re responsible for the knowledge, expertise and services you provide to clients. As a result, clients can take legal action against you and your company when they ...