If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Compare group and individual disability insurance to learn their key differences, benefits, and which policy best suits your financial needs and life circumstances.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Disability income replaces a portion of lost wages when an ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

In many long-term disability policies, you may not be deemed to be disabled if you are able to do any work at all. But if you are insured through a private policy for your “own occupation,” you can ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Insurance companies often reassess LTD benefits at the two-year mark. A leading disability lawyer explains what you need to ...

Question: Sorting out long-term care is a top concern as I approach retirement. However, I'm not sure how to best manage the expense. Is long-term care insurance worth it? Answer: The affordability of ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.