Drivers can customize their auto policies with a variety of optional protections. However, the majority of car insurance options fall under two categories: minimum liability coverage and full-coverage ...

Rising costs leave many drivers and homeowners underinsured, exposing them to massive bills when disasters, accidents, or theft strike.

Drivers can't legally get behind the wheel without some car insurance, with each state setting its own minimum requirements. These limits tend to be quite low -- potentially too low to cover the full ...