When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Many life insurance companies don’t require medical exams for term life insurance policies, which are only active for a limited number of years. Many life insurance providers sell no-exam and ...

Life insurance is a valuable tool that provides a financial safety net for your loved ones after you die. As long as you make your monthly payments and keep your policy in force, you can rest assured ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. A life insurance policy is designed to ...

This can be a great option if you’re worried about a medical exam—or just don’t want to take one There’s a lot to consider when you’re buying life insurance, not to mention the hassle of getting a ...