In the car insurance industry, “standard” refers to one of several risk-rating categories. Car insurance companies rate policies based on risk and generally categorize drivers as nonstandard (also ...

Insurance premiums rose 18% between 2025 and 2026, to an average premium of $181 per month, according to the car insurance ...

Insurers group drivers into different risk categories to determine policy eligibility and pricing. Standard insurance is what most drivers qualify for, while nonstandard insurance is usually reserved ...

AAA and Farmers offer customizable car insurance policies, but how do they stack up? Compare AAA and Farmers car insurance ...

Geico is No. 1 in our rating of the best car insurance companies. Other top-rated insurers include Travelers for its ...

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Kara McGinley is a staff Insurance Writer at WSJ | Buy Side. Previously, she was an editor at USA Today and a senior editor at Policygenius. She has over seven years of experience writing, editing and ...