Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

We evaluated 2,752 home insurance coverage details and rated 14 homeowners insurance companies by weighting key factors and using a data-backed methodology. We analyzed home insurance rates to ...