Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. A Microsoft Excel spreadsheet is one ...

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Understanding exactly how much money is flowing in and out of your bank accounts each month can make it easier to trim expenses, know if you have enough money to make certain purchases and feel ...

Free spreadsheet apps are a cool idea, as long as you’re comfortable with their limitations. Many are ad-supported, for instance, so expect part of your screen to be trying to sell you something.