Some of the most-touted credit cards require high income for approval and high spending to make their benefits worthwhile. If ...

If you’re carrying a balance on your credit card, high interest rates can drain your wallet faster than you think. With average APRs (annual percentage rates) hovering around record highs, finding ...

You should avoid carrying a credit card balance whenever possible. But if you do, make sure you're not paying more than necessary. Many banks use credit scores to assess lending risk, meaning the ...

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.33%. The ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

0% APR card offers come with limitations. The terms generally apply only to certain types of transactions for a certain period of time. Many or all of the products on this page are from partners who ...

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

“0% APR” is one of those exciting phrases you see in bold on credit card ads “Pay no interest for 15 months!” and it sounds almost too good to be true. But as with most financial promotions, the ...

The Federal Reserve cut its federal funds rate in September 2025—the first time since late 2024. Rates for certain financial products may change fairly quickly in response to this adjustment, but ...

Recently, President Trump called for a year-long credit card interest rate cap of 10% starting on Jan. 20, 2026. While this deadline has passed, he reiterated this request and urged Congress to act ...

Editor’s note: “Behind the News” is the product of Sun staff assisted by the Sun’s AI lab, which includes a variety of tools such as Anthropic’s Claude, Perplexity AI, Google Gemini and ChatGPT.