Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

(StatePoint) Life is full of changes, transitions, growth—and sometimes disruptions. September is Life Insurance Awareness Month, making it the perfect time to consider a universal life insurance ...

See the coverages, costs and our insights.

Universal life insurance offers coverage for one's entire life as long as the policyholder keeps up on premiums and avoids causing the policy to lapse in other ways. This can give policyholders ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...