Here’s What To Know About Decreasing Mortgage Rates in 2025
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💥 “Did you know you can remove mortgage insurance without refinancing?” Most homeowners don’t — and they end up overpaying thousands. Here’s how to fix that 👇 1️⃣ Request an Appraisal Ask your loan servicer to order one. If your home value has gone up and you’ve gained 20% equity, they can drop your PMI — no refinance needed. 📈 2️⃣ Pay Down Your Principal Make a lump sum or steady extra payments toward principal. Once you’ve paid your balance down by 20%, you can request removal (and it drops
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💥 “Did you know you can remove mortgage insurance without refina…
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TikTokmeresmortgage
Use this framework for your home purchase 🏡 In a decreasing market, a large down payment can be a trap. If home values drop sharply, your upfront cash is the first thing to vanish. This is because market losses are deducted from your equity first, not the bank’s loan. If you put 20% down and the market drops 20%, your entire investment is effectively wiped out. You are now “underwater”, owing the bank more than the home is worth and that cash is locked away. By putting less money down, you main
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Use this framework for your home purchase 🏡 In a decreasing market, …
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FacebookTried and True Mortgages
Here’s What To Know About Decreasing Mortgage Rates in 2025
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Mortgage rates are decreasing the most in these states, data shows
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