“Why Income Protection Is the One Policy You’ll Be Glad You Had!” ✅ 10 Points to Remember About Income Protection 1. Replaces part of your income if you can’t work due to illness or injury. 2. Pays out monthly, like a salary, not a lump sum. 3. Covers a wide range of illnesses, not just critical or life-threatening conditions. 4. You choose the waiting (deferred) period, which can lower premiums. 5. Self-employed people benefit massively since there’s no employer sick pay. 6. Policies can last u

Income protection So if you are off work due to an accident, illness or injury and signed off with a sick note, you could look to make a claim on this insurance so your main outgoings are covered Income protection can cover up to 70% of your annual income or 80% if you have a limited company as this insurance can be paid through your business if it’s limited Even if you have sick pay through work, you can still look to having some protection in place so it pays out after your work sick pay ends

Understanding Income Protection Insurance Basics