Make your summer adventures last longer with a Gem Visa credit card. Enjoy 0% interest for 6 months on everyday purchases of $250 or more—perfect for all your summer must-haves. T&Cs and fees apply incl. a $55 estb. fee & $65 annual fee (charged $32.50 half yearly). Interest rate currently 29.49% p.a., applies after interest free term ends. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Credit provi
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